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ONLINE BANKING
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Do your banking 24/7/365 from anywhere in the world.
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 Login and accounts are secured using SSL (Secure Sockets Layers). |
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By members choice, accounts in this credit union are insured by American Share Insurance (ASI), the nations largest private deposit insurer for up to $250,000.00 per account. This institution is not federally insured, and if the institution fails, the federal government does not guarantee that depositors will get back their money. |
We are an Equal Housing and Opportunity Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. |
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CURRENT RATES
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| Deposit Accounts |
Rate1 |
A.P.Y.2 |
Min. to Earn A.P.Y. |
Min. to Open |
| Savings3 |
0.50% |
0.50% |
$100.00 |
$50.00 |
| FREE Checking |
0.30% |
0.30% |
$1,000.00 |
$100.00 |
| Money Market |
1.75% |
1.75% |
$2,000.00 |
$50.00 |
| Goal Setters |
0.10% |
0.10% |
$100.00 |
$10.00 |
| Life Savings |
0.10% |
0.10% |
$100.00 |
$50.00 |
| Christmas Club |
0.10% |
0.10% |
$50.00 |
$10.00 |
| Youth Account |
0.10% |
0.10% |
$10.00 |
$10.00 |
| IRA Account |
0.80% |
0.80% |
$250.00 |
$50.00 |
| 1 |
Rates effective as of 10.01.07 and are subject to change with out notice. Fees may reduce earnings. |
| 2 |
A.P.Y. is Annual Percentage Yield. |
| 3 |
Required account must have a minimum of $50.00.
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| Loans |
A.P.R. |
Min. Loan Amount |
Max. Loan Amount |
| Auto |
as low as 6.90%1 |
$1,000.00 |
120% of the value according to NADA. |
| Home Equity |
7.40%2 |
$10,000.00 |
85% of equity minus all mortgages. |
| Signature |
as low as 9.75%1 |
$500.00 |
$15,000.003 |
| Share Secured |
as low as 4.00%1 |
$500.00 |
$15,000.003 |
| Line of Credit |
as low as 10.25%1 |
$100.00 |
$15,000.003 |
| 1 |
Rates effective as of 10.01.07 and are subject to change with out notice. Disclosed rates are based on perfect credit. Less than perfect credit will warrant slightly higher rates. |
| 2 |
Home Equity A.P.R. is effective as of 06.30.07 and will remain fixed until 06.30.08. Rate is based on the Wall Street Journal Index. Term of loan is 15 years. If HELOC is closed within 12 months, borrower is subject to all closing costs. Please consult your tax advisor regarding tax deductibility of the interest for a HELOC. Fees may apply. |
| 3 |
Maximum limit per signature minus existing unsecured debt with Bensenville Community Credit Union. |
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