VISA® Platinum from Bensenville Community CU

Important VISA® Disclosure Information.

	Platinum Preferred "A"	Platinum Preferred "B"	Platinum Preferred "C"	Platinum Preferred "D"	Platinum Preferred "S"
APR for Cash Purchases, Cash Advances, and Balance Transfers (Annual Percentage Rate)	3.90% for 13 months then 6.90% (FIXED)	5.90% for 13 months then 8.90% (FIXED)	10.90% for 13 months then 13.90% (FIXED)	15.90% (FIXED)	10.90% (FIXED)
Other APRs - Penalty Rates	11.90%*	13.90%*	16.90%**	19.90%**	18.90%**
Grace Period for Repayment of Balance for Purchases	25 days on average	25 days on average	25 days on average	25 days on average	25 days on average
Method of Computing the Balance for Purchases	Average daily balance (including new purchases)	Average daily balance (including new purchases)	Average daily balance (including new purchases)	Average daily balance (including new purchases)	Average daily balance (including new purchases)
Annual Fees	NONE	NONE	NONE	NONE	$15.00
Late Fees	$45.00 (5 days)	$45.00 (5 days)	$35.00 (5 days)	$35.00 (5 days)	$35.00 (5 days)
Transaction Fee for Cash Advances	NONE	NONE	NONE	NONE	$15.00

Over the Credit Limit Fee: $35.00 for each billing cycle in which your "New Balance" exceeds your credit limit.
*30 days late, twice in any 12 month period.
**30 days late, once in any 12 month period.
The information above is accurate as of 2-1-06 and is subject to change after that date. Please contact us at 630-860-0340 for more information.